Doctor Michelle Cull
Associate Dean, Engagement,
Dean's Unit - School of Business
Senior Lecturer,
Accounting (SoBus)
Senior Lecturer,
Accounting (SoBus)
Biography
Michelle joined the university with over ten years' experience in various financial and management accounting positions in ASX100 companies where she worked in budgeting, costing, corporate reporting, tender preparation, change management, systems redesign, and acquisition. Michelle has also worked as a consultant and has volunteered on not-for-profit boards in a number of roles.
Michelle first joined the university in 1999, as a sessional staff member before joining the university as a lecturer in 2005. Michelle is currently the Associate Dean, Engagement in the School of Business.
Michelle teaches in face-to-face, blended and fully online modes across undergraduate and postgraduate programs in accounting, business and financial planning. Michelle is a leading academic in the area of financial planning, with her research cited in the media. Michelle completed her PhD on the role of trust in financial planning and has published a range of academic papers in financial literacy, financial planning and financial planning education, in addition to text book chapters for financial planning. Michelle supervises a number of PhD students and is currently working on new and exciting research projects in accounting and financial planning.
This information has been contributed by Doctor Cull.
Qualifications
- PhD University of Western Sydney
- BCom (Acctg) University of Western Sydney
Professional Memberships
- Financial Planning Association (2017)
- CPA Australia (1997)
- AFAANZ (2017)
Awards
- Research Impact Competition Finalist 2015-10-27
- Recognition of Contribution Award 2014-12-11
- Academic Leadership Certificate 2010-09-21
- FPRJ/AFS Early Career Researcher Award 2019-09-17
- FPRJ/AFS Conference Travel Award 2019-09-17
Interests
- Corporate Social Responsibility
- Ethics
- Financial Literacy
- Financial Planning
- Higher Education
- Management Accounting
- Soft Skills
- Trust Models
Organisational Unit (School / Division)
- Dean's Unit - School of Business
- Accounting (SoBus)
- Accounting (SoBus)
Committees
- School Workload Committee
- School Academic Committee
- School Executive Committee
Contact
| Email: | M.Cull@westernsydney.edu.au |
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| Phone: | |
| Mobile: | |
| Location: |
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Teaching
Previous Teaching Areas
- 200101 Accounting Information for Managers, 2012
- 200101 Accounting Information for Managers, 2016
- 200399 Information Systems for Accountants, 2018
- 200821 Financial Reports for Decision Making, 2020
- 200866 Principles of Financial Planning, 2015
- 200866 Principles of Financial Planning, 2016
- 200866 Principles of Financial Planning, 2017
- 200870 Insurance and Risk Management, 2016
- 200871 Planning for Retirement, 2017
- 200899 Retirement and Succession Planning, 2017
- CO309A Insurance and Risk Management, 2014
- CO801A Principles of Financial Planning, 2012
- CO801A Principles of Financial Planning, 2014
- CO806A Current Issues in Financial Planning, 2013
Publications
Chapters in Books
- Cull, M., Burton, S. and Lam, R. (2021), 'Ethics in financial products marketing', The Sage Handbook of Marketing Ethics, SAGE Publications 9781529709292.
- Cull, M. (2017), 'Cash flow, budgeting and managing credit', Financial Planning in Australia, LexiNexis Butterworths 9780409342536.
- Cull, M. (2017), 'Direct investing', Financial Planning in Australia, LexisNexis Butterworths 9780409342536.
- Cull, M. (2017), 'Securing and managing credit', Financial Planning in Australia: Advice and Wealth Management, Reed International Books Australia 9780409347609.
- Cull, M. (2017), 'Investing in property and collectables', Financial Planning in Australia: Advice and Wealth Management, Reed International Books Australia 9780409347609.
- Cull, M. (2016), 'Investing in property and collectables', Financial Planning in Australia: Advice and Wealth Management, LexisNexis Butterworths 9780409341775.
- Cull, M. (2016), 'Securing and managing credit', Financial Planning in Australia: Advice and Wealth Management, LexisNexis Butterworths 9780409341775.
- Cull, M. (2015), 'Securing and managing credit', Financial Planning in Australia: Advice and Wealth Management, LexisNexis 9780409339376.
- Cull, M. (2015), 'Investing in property and collectables', Financial Planning in Australia: Advice and Wealth Management, Lexis Nexis 9780409339376.
- Cull, M. (2011), 'Investing in Property and Collectables ', Financial Planning in Australia, Lexis Nexis Butterworths 9780409327250.
- Cull, M. (2011), 'Personal Credit, Debt and Lending', Financial Planning in Australia, Lexis Nexis Butterworths 9780409327250.
Journal Articles
- West, T. and Cull, M. (2020), 'Future expectations and financial satisfaction', Economic Papers, vol 39, no 4 , pp 318 - 335.
- Vitale, C. and Cull, M. (2020), '2019 National Tax Clinic Pilot project : Western Sydney University', Journal of Australian Taxation, vol 22, no 2 , pp 116 - 136.
- Cull, M. (2019), 'Learning to produce a financial plan : student perceptions of integrating knowledge and skills', Financial Planning Research Journal, vol 5, no 1 , pp 29 - 54.
- Cull, M. and Melville, B. (2018), 'A review of ethics education in financial planning courses in Australia', Financial Planning Research Journal, vol 4, no 1 , pp 11 - 32.
- Cull, M. and Melville, B. (2018), 'Ethics education in financial planning courses', Money & Life Magazine, , pp 38 - 38.
- Vitale, C. and Cull, M. (2018), 'Modelling the influence of CEO values and leadership styles on financial decision making', Journal of New Business Ideas and Trends, vol 16, no 1 , pp 16 - 30.
- Cull, M. (2018), 'Ethics : what ought one do?', Money & Life: The Magazine for Financial Planning Professionals, vol 30, no 6 , pp 34 - 37.
- Cull, M. and Sloan, T. (2017), 'Characteristics of trust', Financial Planning, vol 29, no 7 , pp 23 - .
- Cull, M. and Bowyer, D. (2017), 'Ethics in financial planning : myth, fact or rhetoric paradox?', e-Journal of Social and Behavioural Research in Business, vol 8, no 2 , pp 56 - 69.
- Cull, M. and Sloan, T. (2016), 'Characteristics of trust in personal financial planning', Financial Planning Research Journal, vol 2, no 1 , pp 12 - 35.
- Cull, M. and Davis, G. (2013), 'Students' perceptions of a scaffolded approach to learning financial planning : an empirical study', Accounting Education: An International Journal, vol 22, no 2 , pp 125 - 146.
- Cull, M. and Whitton, D. (2011), 'University students' financial literacy levels : obstacles and aids', Economic and Labour Relations Review, vol 22, no 1 , pp 99 - 114.
- Cull, M. (2009), 'The rise of the financial planning industry', The Australasian Accounting Business and Finance Journal, vol 3, no 1 , pp 26 - 37.
Conference Papers
- Cull, M. and Parry, K. (2017), 'The cost of organised sport : increasing sport participation in NSW', Sport Management Association of australia and New Zealand. Conference, Gold Coast, Qld..
- Cull, M., Davis, G. and Walker, L. (2006), 'Educational Tools for Effectively Teaching and Assessing a Core Financial Planning Unit in an Undergraduate Degree', Proceedings of the 2006 annual Accounting and Finance Association of Australia and New Zealand (AFAANZ) conference, Wellington, New Zealand..
Other Publications
- 2020, 'Financial Planning Education and Regulatory Requirements: A Cross Country Comparison between Australia, Canada, United Kingdom and United States of America', Report
Dr Michelle Cull is currently leading the following research projects:
- Ethics education in financial planning;
- Antecedents of trust in personal financial planning;
- Motivating Factors for Choosing a Career in the Financial Planning Profession;
- Empowering University Students Through A Financial Literacy App;
- The cost of sport participation in NSW, Australia and a cross country comparison;
- The moral development of financial advisers in Australia.
Dr Cull is also working on the following projects:
- The impact on COVID-19 on the provision of financial advice;
- Early Withdrawal of Superannuation due to COVID-19.
Journal Reviewer
Accounting Research Journal
Australasian Accounting, Finance and Business Journal
Corporate Governance and Sustainability Review
Economic Papers
Financial Planning Research Journal
Financial Services Review
Journal of Financial Services Marketing
Scientific Journal of Warsaw University of Life Sciences - SGGW - European Policies, Finance and Marketing
Qualitative Research in Financial Markets
This information has been contributed by Doctor Cull.
Current Projects
| Title: | FPRJ Early Career Researcher Award - Financial Planning |
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| Funder: |
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| Western Researchers: | Michelle Cull |
| Years: | 2019-10-11 - 2021-03-15 |
| ID: | P00026131 |
Previous Projects
| Title: | Career development models for the entry and progression of financial planners |
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| Funder: |
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| Western Researchers: | Michelle Cull and Terry Sloan |
| Years: | 2015-12-01 - 2017-03-31 |
| ID: | P00023150 |
| Title: | Motivating factors for choosing a career in the financial planning profession |
| Funder: |
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| Western Researchers: | Michelle Cull |
| Years: | 2018-12-14 - 2020-02-15 |
| ID: | P00025302 |
| Title: | Ethics Education in Personal Financial Planning |
| Funder: |
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| Western Researchers: | Michelle Cull |
| Years: | 2016-12-01 - 2018-03-31 |
| ID: | P00023828 |
| Title: | National Tax Clinics program trial |
| Funder: |
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| Western Researchers: | Michelle Cull and Connie Vitale |
| Years: | 2019-03-04 - 2020-03-02 |
| ID: | P00025608 |
Supervision
Current Supervision
| Thesis Title: | Accounting and Financial Decision-Making in Migrant Small Businesses in Australia: Application of Theories and Ethnicity |
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| Field of Research: | |
| Thesis Title: | How will the Financial Planning Industry need to Adapt to Changing Customer Needs and Circumstances |
| Field of Research: | |
| Thesis Title: | What is the role for financial planners in identifying, reporting and preventing the financial abuse of older Australians |
| Field of Research: | |
| Thesis Title: | "Building a system of indicators to assess the effectiveness of financial autonomy mechanism for public universities in Vietnam" |
| Field of Research: | |
| Thesis Title: | Business Model of Non-University Providers in NSW, Australia: A Multiple Case Study Analysis. |
| Field of Research: | |
| Thesis Title: | Financial Literacy and Financial Planning Process among young professionals across various cultures: An Investigation in an emerging economy. |
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| Thesis Title: | MyRetirement: market risk and servicing costs - lifting the veil of disengagement. |
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| Thesis Title: | How to Promote Empathic Financial Planning |
| Field of Research: | |
| Thesis Title: | Personal Financial Planning of the Emerging Middle-class in Bangladesh: A case study |
| Field of Research: | Banking, Finance And Related Fields Nec |
Previous Supervision
| Thesis Title: | How leadership style and values of Australian CEOs are reflected in the financial decisions made |
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| Field of Research: | Business And Management; Accounting; Business And Management Not Elsewhere Classified |
