Overseas Student Health Cover

Overseas student health cover (OSHC) is insurance that provides cover on the costs for medical and hospital care which international students may need while in Australia.

Overseas Student Health Cover

OSHC will also pay for most prescription drugs and emergency ambulance transport.

Overseas student health cover (OSHC) is insurance that provides cover on the costs for medical and hospital care which international students may need while in Australia. OSHC will also pay for most prescription drugs and emergency ambulance transport.

If you are an international student studying in Australia and have a student visa, you must purchase an approved OSHC policy from a registered health insurance company - commonly referred to as health funds. You will need to buy OSHC before you come to Australia, to cover you from the day you arrive. Certain scholarship holders are eligible for this cover free of charge. Please check with Western Sydney International Admissions if you are eligible for free cover. It is a student visa condition that all students maintain OSHC throughout their stay in Australia.

Be aware that while OSHC represents excellent value in health insurance, it does not cover every medical circumstance or cost. You should note the exclusions given in the policy document and benefits.

What are the OSHC arrangements at Western Sydney?

As a student visa holder you will need to have a valid Overseas Student Health Cover (OSHC) for the entire duration of your student visa. This is a requirement of the Department of Immigration and Border Protection (DIBP), for more information visit Student Visa Conditions.

The University uses Allianz Partners as its preferred provider.

Commencing students

You will need to purchase the standard OSHC single, dual family or multi family (for spouse or dependants) cover through the University at the time of your acceptance to the program.

It is important that you think carefully about your expected health needs and consider the best level of cover for you. Once you have purchased OSHC you will be guaranteed health cover from the time of your arrival in Australia on a student visa. Please refer to your offer letter for the OSHC.

Continuing students

If your cover expires you should immediately renew it as having a current OSHC is a condition of your student visa. If you extend your visa you are required to renew your OSHC for the remaining period of your visa as it remains a requirement for the duration of your student visa.All continuing and commencing students should note that upgrades are available. Upgrade options (dental care, travel insurance etc) are available by purchasing the upgrade directly from Allianz Partners. A brochure outlining the policy will be sent to you with your letter of offer. Allianz Partners also provides 24 hour Emergency Helpline on 1800 814 781.

What if I'm from Belgium, Norway or Sweden?

Belgian Students

As a result of an agreement between the Australian and Belgian governments, all Belgian students are considered to have met 'adequate insurance' requirements on the basis of the Reciprocal Health Care Agreement between Australia and Belgium. If you are a Belgian student, you will not have to take out OSHC to meet your visa requirements. For further information about your visa requirements please see the Department of Immigration and Border Protection (DIBP) website.

Norwegian Students

As a result of an agreement between the Australian and Norwegian governments, all Norwegian students are provided with adequate health insurance by the Norwegian government and are waived the compulsory OSHC visa requirement.

Swedish Students (restrictions may apply)

Swedish students may be waived the compulsory OSHC visa requirements. Swedish students whose insurance is provided by CSN International (the Swedish National Board of Student Aid) will not need to take out OSHC. If you are a Swedish student who is not covered by CSN, you will need to take out OSHC.

How do I register for Allianz Partners OSHC?

  • Head to the website: www.allianzassistancehealth.com.au NEEDS LINK APPLIED
  • Click on "log-in" on top right corner, select "student login"
  • Select the option "create account"
  • Verify your account- enter your policy number, date of birth and family name. In most cases your policy number will be your student ID number followed by WSU eg. 12345678WSU
  • Enter your preferred email address and create a password. The password must contain a capital letter, a lower case letter, a number and must be at least 8 characters long. For example Sammy123 would work
  • Check your email inbox and choose the purple option that states "Verify". You must then enter your email address and newly created password to verify your account.
  • After this, go to the app/ Google Play store and download the app "My OSHC"
  • Enter all of the requested details, select "next".
  • Enter the same password that has just been created
  • Create a unique 5 digit pin code for your device
  • You have completed all the steps to register!

How do I order my OSHC card?

Ordering an OSHC from Allianz Partners is easy! Once you've paid your tuition fees including OSHC, AND you have a permanent address in Sydney, you should be able to order your card over the internet. You'll need:

  • your full name
  • your date of birth, and
  • your student ID number

Just go to Allianz Partners, and apply now. In a week or so, your card will arrive at the address you have supplied. You can even order the card before you arrive in Australia - just make sure that your address is at least long term and that you have entered it correctly.

How can I get help with my OSHC policy?

There are a range of ways to get assistance with your policy:

Online Help

Go to Allianz Partners for renewal and other services online. The site includes frequently asked questions (FAQs) so most questions will be answered there.

Member Services and General Enquiries

Call 13 OSHC (13 6742) or +61 7 3305 8841 (If calling from outside Australia)


Call 1800 651 349

24 Hour Emergency Helpline

Call 1800 814 781

Assistance on campus

An OSHC rep is available on campuses at the following times:

  • Monday – 1PSQ at Level 1, counter 8 – 10am to 4pm
  • Tuesday – Parramatta South at Building EB, Level 3 (Student Support Services) – 9am to 5pm
  • Wednesday – Sydney Olympic Park at Level 4 – 10.30am to 12.30pm
     100 George St Parramatta at GF – 1.30pm to 4pm

OSHC has a Sydney CBD office that students can visit at:

Sydney City Campus
Mon – Fri 9am to 5pm
Level 24, 1 Market St, Sydney

For general enquiries at other times please visit Student Central or the Student Welfare officer on your campus.