Professional Liability Insurance

Cover

This cover excludes medical malpractice and clinical trials. Separate cover has been arranged for these activities. All enquiries should be referred to the Senior Operations Accountant.

The protection provides cover against any claim for breach of professional activities by reason of any error, act or omission. Professional activities include any activities pertaining to an educational institution including associated research and consulting work.

Those insured by the policy are:

  • The University.
  • University employees, honorary employees*, post graduate students and directors and officers engaged in professional activities or persons engaged in work related to those activities including students under the direct supervision and control of the University.
  • University agents and students whose actual or alleged act, error, omission or conduct results in the University being held liable.

*Honorary employees means any persons acting in an honorary capacity including research fellows, examining and visiting academics and voluntary workers who occupy a duly recognised position in the University.

Cover does not extend to contractors/consultants engaged by the University, or University employees undertaking consultancies in a private capacity (i.e.not representing the University) or any other matter not connected with the University.

The following contract types should be referred to Finance to ensure that the University has adequate cover:

  • Where the activity is to be undertaken in North America (US or Canada).
  • Where the contract requires that the University indemnify or hold harmless the third party from liability irrespective of the other party's negligence.

Excess

The policy is subject to a deductible of $10,000 for each and every claim.

Jurisdiction

Anywhere in the world other than operations domiciled and/or entities in USA/Canada.

Claims

All potential claims should be reported immediately to the Senior Operations Accountant on 02 4570 1217 or l.dincog@westernsydney.edu.au.